How Does General Liability Insurance Works for Contractors?

 

General liability insurance for contractors protects against third-party claims of bodily injury, property damage, and advertising liability. If a contractor accidentally damages a client's property or someone gets injured at a job site, this policy covers legal fees, medical expenses, and settlements. Contractors often need this coverage to secure contracts and meet industry regulations. Insurance premiums vary based on the contractor’s trade, location, and project risk levels. By having general liability insurance, contractors can operate confidently, knowing they have financial protection against unexpected claims, helping them focus on their work without worrying about potential lawsuits.

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